Buying a new home can be an exciting time, whether it’s your first or your fourth property transaction. But it can also be a little nerve-wracking.
Given it’s often one of the biggest investments that people you may make in your lifetime, you want to get it right. But mistakes can happen, and here are five you might want to avoid if you’re buying a new place soon.
Read MoreLooking for ways to pay off your mortgage as quickly as you can?
While paying off your home loan quickly is an easier feat when interest rates are low, it’s even more effective of a strategy when rates are rising. Here’s what you need to know.
Read MoreBuying a home is a big goal for many New Zealanders. But if you’re a single person, or a single-income family, it might feel a little harder to make this a reality.
Take heart – it is possible to buy your own home with just one income, although you may have to strategise a bit more, or work a little harder, to get there. Here are a few things to think about.
Read MoreAre you in ‘planning mode’ and feeling the wind of change blowing in your direction? The new year can be a great opportunity for a new approach to your mortgage debt. So, here are some key steps you can take in 2023.
Read MoreThe new year is a time when lots of us start thinking about making resolutions. If one of yours is to buy a house in 2023, you might be wondering what you need to do to make it happen.
Is this going to be your year? Here are some practical steps you can take.
Read MoreIf you have a mortgage, the past few months may have been a confusing time. Interest rates have been rising fast as central banks around the world (including our Reserve Bank) tried to battle inflation, and house prices have softened.
Wondering how to navigate this financial environment? One of your first stops could be with us. As mortgage advisers, we spend all day, every day, in the home loan market, so we can help you to cut through the noise to what’s really important.
Read MoreThe month of August, typically slow in the property market, was even slower this year due to concerns around inflation and rising interest rates. But according to the latest data from the Real Estate Institute of New Zealand (REINZ), there were also early signs of a Spring ‘warm up’.
For more on this, here’s what’s happening in the housing market.
Read MoreFirst up, don’t worry. Markets move in cycles, and it’s likely that this will end up being a blip in your memories of your homeownership journey.
Read MoreYour mortgage is probably one of the biggest financial commitments of your life, and repayments are likely to be a significant part of your household’s outgoings each month.
But rather than simply letting your loan roll over each time it reaches the end of a fixed term, sometimes it makes sense to restructure, whether that’s to allow you to pay it off faster or to achieve another goal.
Read MoreIf you’re thinking about making a property move, here are some key things to know.
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