One thing that consistently surprises buyers is how similar banks actually are when it comes to lending decisions. Regardless of branding, advertising, or which bank has the friendliest app, they all apply the same basic framework: the 5 C’s of Credit.
Read MoreWe know it can be very overwhelming but throughout this first home buyer series, we will look to help you navigate the process, step by step while taking out all of the guess work with your options. Let’s dive in and start exploring what this journey could look like for you!
Read MoreThe brightline test is set to change in July 2024, but what does this mean and who does this affect?
Read MoreWhat is a Debt-to Income ratio?
Read MoreIt is important to understand the national cost of living as this is a key factor that could impact your options of buying a home.
Read MoreSetting goals is an essential aspect of and financial planning especially when you are looking to buy your first home!
Read MoreThe 5 C's of finance - Character, Capacity, Capital, Collateral, and Conditions, have long been identified as fundamental elements in assessing the creditworthiness of borrowers.
Read MoreIn the realm of banking and financial markets, the concept of interest rates holds significant importance.
But why is this important??
Read MoreChristmas is a time of joy and festivities, but it can also bring about financial stress for many individuals and families. Let’s have a look at limiting your financial stress and decisions this holiday season!
Read MoreChristmas is a time of joy and festivities, but it can also bring about financial stress for many individuals and families. Let’s have a look at some key factors to consider when preparing your finances this Christmas!
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